Job Description FUNCTION: Supports the fraud portfolio through architecting and designing comprehensive solutions to meet product needs. Works collaboratively with other Solution Architects to assist in the creation of solutions that align to architecture standards and principles, leveraging common solutions and services, while meeting financial targets. POSITION RESPONSIBILITIES: Actively participate and collaborate on the design, building, testing and deployment of technology solutions and designs with the assigned Agile teams. Collaborate with domain leadership and enterprise architects to understand business drivers and business capabilities (future and current state) and determine corresponding solution designs. Assist domain decision-making by working with domain subject matter experts to articulate the value and tradeoffs of the solution options. Participate in the creation of enterprise architecture standards and evaluate the quality and compliance of delivered solutions to ensure alignment with those standards. Collaborate with stakeholders on initiatives in Agile team ceremonies. Produce, enhance, and refine conceptual, logical, and physical solution architecture for strategic initiatives that align with Enterprise Architecture principles and vision. Contribute to the research and identification of potential impacts of existing, new, and emerging technologies and trends within a domain. Participate in governance activities as required. Objectively contribute to the evaluation and resolution of domain specific architecture problems in partnership with domain subject matter experts. Assist other enterprise and solution architects to manage and design architecture for dependent products. Harness existing technology resources through collaboration to benefit solutioning efforts. Understand and adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Knowledge of End-to-End Fraud Domain Architecture. Experienced in real time fraud screening of deposit, check, online, account onboarding, payments (Zelle, RTP, Billpay), debit card, credit card, ACH, IVR/Contact Center, wire, identity and employee fraud in order to reduce fraud while improving the customer experience. MINIMUM QUALIFICATIONS REQUIRED: Bachelor’s degree and 5 years of relevant work experience, or in lieu of a degree, a combined minimum of 9 year's higher education and/or relevant work experience
Experience
with multiple programming languages Ability to work and communicate with various stakeholders at differing levels of the organization
Experience
in software or service engineering and delivery Ability to research and apply modern technology trends related to technology initiatives Ability to research, evaluate and articulate multiple approaches to solving technical problems
Experience
in developing and integrating applications using relevant software architecture principles and patterns Experienced in supporting AML/BSA applications including KYC, AML, CCD, Large Currency Reporting, etc. Experienced working with real time scoring engines including Actimize, Falcon, Mitek, Pindrop, and VISA Fraud Products. Experienced in creating AI/ML models supporting Fraud Detection, Fraud Prevention and Case Management with the ability to detail what is needed from training to production implementation. Understand architecture for Fraud Prevention, Detection and Claims Management and use of orchestration tools to share events, data, and feedback loops. Experienced in ArchiMate modeling utilizing Bizzdesign Enterprise Studio. IDEAL QUALIFICATIONS PREFERRED: Graduate degree in technical discipline
Experience
working in two or more technical roles related to banking technical design
Experience
in delivering technology and enterprise level presentations
Experience
working in an Agile environment Industry recognized certification in programming languages and/or cloud technologies
Experience
working in the financial services industry We support our team members with generous benefits. Competitive compensation Health, welfare, and retirement benefits 401(k) match at 5% Work-life balance and flexible work arrangements Banking Officers start with 25 days PTO plus 12 paid holidays 40 hours paid volunteer hours per year Much more. For details, see: M&T
Benefits
Overview M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $116,400.00 - $194,000.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location. Location Clanton, Alabama, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T’s Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace. Career Site Privacy Notice