About Cognizant Consulting

Cognizant Consulting is more than Cognizant’s consulting practice—we’re a global community of 5,000+ experts dedicated to helping clients reimagine their business. Blending our deep industry and technology advisory capability, we create innovative business solutions for Fortune 500 clients. And now, we’re looking for our next colleague who’ll join us in shaping the future of business. Could it be you?

About the role

As a Consulting Manager – Commercial Lending, you will make an impact by supporting the discovery, optimization, and transformation of credit memo workflows and commercial real estate (CRE) loan origination processes. You will be a valued member of the Banking & Financial Services team and work collaboratively with Credit, Underwriting, Operations, and Technology stakeholders to deliver solutions that improve efficiency, support regulatory requirements, and enhance lending operations.

In this role, you will:

• Partner with Credit, Underwriting, and IT teams to gather, document, and translate business requirements for credit memo workflows and CRE loan origination platforms into functional specifications and system configurations
• Analyze and optimize existing credit memo processes, including data flows from financial spreading, underwriting analysis, and approval workflows, to identify automation opportunities and reduce manual processing effort
• Support implementation, enhancement, integration, and upgrade initiatives related to loan origination systems, credit memo templates, and portfolio monitoring platforms
• Lead and support UAT planning, test case development, defect triage, and validation activities to ensure successful solution delivery
• Serve as a subject matter liaison between business and technology teams, leveraging commercial real estate lending knowledge to ensure solutions align with underwriting standards and regulatory requirements

Work model – Onsite

At Cognizant, we strive to provide flexibility wherever possible, and we are here to support a healthy work-life balance through our various wellbeing programs. Based on this role’s business requirements, this is an onsite position requiring time in a client or Cognizant office in Dallas, Texas.

The working arrangements for this role are accurate as of the date of posting. This may change based on the project you’re engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations.

What you must have to be considered

• Experience as a Business Analyst supporting Commercial Real Estate (CRE) Lending, Commercial Banking, or Loan Origination initiatives
• Strong understanding of CRE credit memo preparation, review, and approval processes is a must
• Experience gathering, documenting, and translating business requirements into functional specifications and system configurations
• Experience working with loan origination platforms such as nCino or similar commercial lending solutions
• Knowledge of credit analysis, financial spreading, underwriting workflows, and approval processes
• Experience supporting system implementations, upgrades, enhancements, and integrations within lending environments
• Experience leading or supporting User Acceptance Testing (UAT), test case development, defect management, and release validation activities
• Strong analytical and process improvement skills with the ability to identify automation opportunities and streamline business processes
• Excellent communication and stakeholder management skills, with the ability to collaborate across business and technology teams

These will help you succeed

• Experience with portfolio monitoring platforms and commercial lending technology ecosystems
• Experience supporting credit transformation, workflow automation, or digital lending initiatives
• Understanding of commercial credit risk management and lending operations
• Experience documenting business process flows, system requirements, and data flows
• Knowledge of regulatory and compliance considerations within commercial lending environments
• Ability to act as a trusted advisor to Credit, Underwriting, Operations, and Technology stakeholders
• Experience working in complex banking and financial services environments

We're excited to meet people who share our mission and can make an impact in a variety of ways. Don't hesitate to apply, even if you only meet the minimum requirements listed. Think about your transferable experiences and unique skills that make you stand out as someone who can bring new and exciting things to this role.