About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description Software Development Engineers are expert problem-solvers and builders who design, implement, and improve software applications and systems. In this role, engineers spend approximately 60–75% of their time coding, working hands-on with code, data, and modern tools (including AI-assisted development, cloud services, and automation frameworks) to deliver secure, scalable, and high-quality technology solutions that drive business outcomes in the fintech sector. They collaborate with cross-functional teams – product managers, designers, data scientists, QA, operations, and compliance – to translate business requirements into robust technical solutions, all while adhering to best practices, security standards, and regulatory requirements. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work. Key
Responsibilities
Collaborate with stakeholders to determine requirements for product components and incorporate feedback into future designs or solutions. Translate functional requirements into system designs and communicate component interactions, ensuring alignment with business needs and timelines. Design and develop product components, refine code plans, and lead design reviews to ensure completeness and adherence to requirements. Contribute to project estimation, considering delivery costs and escalating issues that may cause delays. Lead by example in creating, implementing, and maintaining extensible, reusable code, and drive code quality through metrics and best practices. Apply debugging tools to resolve moderately complex issues and identify opportunities for automation across products. Lead code reviews, ensuring adherence to coding standards and providing feedback to team members. Create complex test plans, identify test gaps, and proactively address defects to minimize customer impact. Leverage data analysis and monitoring standards to identify patterns and defects in all environments. Respond to incidents during on-call rotations, troubleshoot complex issues, and assist in incident response and resolution. Build, enhance, and identify new developer tools to support programs and applications. Proactively seek new knowledge and adapt to trends and technical solutions to improve product performance and recommend resources to other engineers. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.
Qualifications
Education
&
Experience
7.5+ years of relevant software engineering experience Bachelor's or Master's degree in Computer Science, Software Engineering, Distributed Systems, or related field Core Technical Skills: Java & Distributed Systems Expertise: Extensive technical experience with JAVA, Spring, Hibernate Advanced Java development including concurrency, multithreading, and performance optimization Deep understanding of distributed system architectures (microservices, event-driven, service mesh)
Experience
with distributed consensus algorithms (Raft, Paxos) and coordination services (Zookeeper, etcd) Proficiency in distributed data management patterns (CQRS, Event Sourcing, Saga patterns) Strong knowledge of distributed caching (Redis, Hazelcast, Memcached)
Experience
with message queues and streaming platforms (Kafka, RabbitMQ, Pulsar) Understanding of CAP theorem, eventual consistency, and distributed transaction management
Experience
building highly available, fault-tolerant systems with disaster recovery capabilities Knowledge of service discovery, load balancing, and circuit breaker patterns Proficiency in code development using Eclipse/MyEclipse, JetBrains IntelliJ or any major Java IDE Strong experience with GIT/Stash, Maven, and Jenkins API & Integration: Extensive experience in API Development using SOAP or REST, JSON and XML Deep knowledge of API standards including OAuth, SAML
Experience
with GraphQL, gRPC, and modern API gateway patterns Understanding of API versioning, rate limiting, and distributed API management
Experience
building async/reactive APIs using Spring WebFlux or similar frameworks Data & Infrastructure:
Experience
with SQL datastores (DB2/MySQL) and Unix/Linux platforms Understanding of database sharding, replication, and distributed database systems
Experience
with distributed file systems (HDFS, S3, or similar) Knowledge of data consistency patterns across distributed datastores Proven experience with tools development, automation (CI/CD, Auto Deployment, System Availability), logging and monitoring
Experience
with distributed tracing (Jaeger, Zipkin, OpenTelemetry) Working knowledge of streaming platforms like Kafka for real-time data processing AI-First Engineering Skills: Hands-on experience with LLM integration and serving at scale (OpenAI API, Azure OpenAI, Claude, Llama, etc.) Proficiency in AI-assisted development tools (GitHub Copilot, Cursor, Cline, or similar)
Experience
building intelligent APIs with AI/ML inference endpoints in distributed environments Understanding of vector databases (Pinecone, Weaviate, ChromaDB) for RAG applications Knowledge of prompt engineering and AI model fine-tuning Distributed Systems Design:
Experience
designing scalable microservices architectures handling millions of transactions Knowledge of distributed system monitoring and observability (Prometheus, Grafana, ELK stack) Understanding of container orchestration in distributed environments
Experience
with chaos engineering and resilience testing Proficiency in distributed debugging and troubleshooting techniques Professional Capabilities Ability to write clean, coherent code following established coding guidelines Strong interpersonal and effective communication skills (both written and verbal) Highly driven, resourceful, and results-oriented
Experience
leveraging AI tools to accelerate development velocity and code quality Ability to design and communicate distributed system architectures effectively Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. If you thrive on rapid growth and enjoy working alongside positive, driven teammates, you’ll feel right at home here. Help us to uplift everyone, everywhere. Whether you’re starting your career, pushing your capabilities or are a seasoned professional, learn how we can partner to reimagine the world. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. At Visa, we are driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid. Our evolving technology keeps us at the heart of the digital economy, connecting people to 80+ million businesses worldwide. Backed by a resilient, proven model, our expanding network fuels growth—for Visa and for your career. Your journey starts here — discover how we hire Ready to take the next step? Learn more about life at Visa, explore our hiring process and get first-hand insights by hearing directly from our recruiters about what to expect. Apply with confidence today! Learn our recruiting process